Posts Tagged ‘Rehabilitation’

Workplace accidents

Posted on: April 7th, 2016 by Isobel Addison No Comments

Avoiding chronic pain after injury in the workplace

American workers compensation insurers, The Travelers* Companies, has announced that it has developed the first predictive model designed to reverse a sharp rise in chronic pain caused by workplace injuries.

The patent-pending Travelers Early Severity PredictorSM identifies the likelihood of an injured employee developing chronic pain.

It is reported that 50% of serious injuries in America result in chronic pain.

Those with an identified risk receive a customised, sports medicine-like regime of treatment precisely sequenced to aid and accelerate their recovery. The aim being to avoid the development of chronic pain during their recovery and reduce the use of opioids or other painkillers.

The scheme has already been applied in more than 20,000 cases since early 2015 with more than 9,000 injured employees identified as being at risk of developing chronic pain.

It is claimed that those who participated in the program in the past year have, on average, recovered and returned to work more quickly. They were also far less likely to have needed to utilise opioids, and when they did, it was typically at a lower dosage or for short-term use.

Clearly the system is more appealing in the USA due to the cost of medical treatment being met privately as part of employment terms. With the average costs of each claim being nearly $40,000 per injury, the scheme hopes to reduce medical expenses by as much as 50 percent.

*Travelers is the leading workers compensation carrier in the United States. The company manages more than 250,000 workplace injury claims and 3.5 billion medical treatments per year.

The Rehabilitation Code

Posted on: November 26th, 2015 by Isobel Addison 1 Comment

The Rehabilitation Code

In October 2015 the rehabilitation code was updated for the third time in its history and the changes come into force on the 1st December after months of consultation with lawyers and insurers.

The first version of the Rehabilitation Code  was launched in 1999 and was updated in 2007.

Rehabilitation is a key part of many claimant’s road to recovery although the type and extent of treatment will differ widely depending on the severity of the original accident.

The new code takes into account the significant differences between claims valued at less than £25,000 (known as low value injuries) and more serious or catastrophic injuries.

The code states that rehabilitation needs should be assessed by independent professionals, and lower value injuries most will only require a triage report. The code recognises that the lower value claims have different characteristics to higher value claims and there may be a case for treatment to be sought before getting agreement from the compensator. It states that in the cases where rehabilitation is sought before agreement, that the compensator is not obliged to pay for any treatment that is “unnecessary, disproportionate or unduly expensive”.

Autumn Statement

This comes alongside Chancellor George Osborne’s Autumn Statement and Spending Review yesterday in which he said that the government would consult in the New Year on proposals to end the practice of making cash settlements for whiplash claims.

He suggested that the cost of dealing with inflated personal injury claims is one of the main reasons motor insurance premiums have risen over the last decade and the ease with which people can get payouts for whiplash has been widely criticised.

The government wants to remove the right to claim “general” damages for soft-tissue injuries such as whiplash and ministers say more cases should be dealt with by the small-claims court.

Together these measures could save drivers between £40 and £50 a year, Osborne claimed.